The issues: Many people don't have enough saved for retirement.
Limited fixed incomes don't go far enough to care for those who have served us.
There have been few good solutions, until now. If you cannot increase your income or savings, we can reduce your bills!
The plan: To build homes and communities targeted to veterans with the focus on lowering bills, specifically eliminating heat and electric bills, and reducing or eliminating water/sewer bills. Fuel bills can be reduced charging a hybrid vehicle with the extra electricity created as well. (Link to Hybrid and electric vehicles)
The Model home is a 4-bedroom 3 bath 1 year old house that has had no heat or electric bills since being finished. It also has an office on the main level. Another built next to it has had no heat or electric bills for 15 years.
We are donating a lot in Chetek WI to a veteran who would like to build an Energy Positive home with us on the lot. It is next to 425 Tainter Street.
We have zero down payment new construction financing available for veterans which makes it easy to build your new home.
People like to live around people like them, and veterans choosing to work together in a community is the goal.
We will start with building Energy Positive homes around Chetek, Eau Claire WI, Blair, WI, and the Twin Cities.
If there is a lot of interest in an area, we can look at starting a veteran community there if we find buildable land.
We are currently seeking land that people would like to donate for our veterans there and in other areas.
Single lots to many acres are what we are looking for.
They gave their best, let's give them back ours. They took care of us, now it's our turn to take care of them.
The unique features are many, starting with the creation of a community, not just a development. People like to be around people like themselves, especially Veterans. Building a community center will give neighbors a place to connect with each other. Indoor seating and an outdoor picnic area next to the community center will solidify this as the focal center of the community. This may be built by volunteers and the veterans
themselves to begin to work together in new neighborhoods and get to know each other. Each building site will determine if we can build a community center, the building materials for the community center will be priced into each new home built in a development. Community gardens can also feature a community Flow Hive, which gives organic fresh honey at the turn a tap. https://www.honeyflow.com/
The homes are unique in that they are Energy Positive by design, creating more energy than they use. For around the same cost of typical new construction, these homes are 2 1/2 times stronger, go up faster, are hyper efficient, quieter, and have no heat, electric or water bills (outside the city). The extra electricity produced can charge a hybrid vehicle for fuel savings as well! No open flame or basement means home insurance costs are lower. The first homes will be single level "Forever Homes". They feature wider doors and hallways, an ADA shower, and no entry stairs. They also feature a robotic vacuum, and can have a robotic lawn mower and possibly heated sidewalks for no shoveling of sidewalks.
Heated driveways are an option as well. Mobility challenged people can visit or live without obstructions.
For people who have some equity in a home, or some savings in an account, there may be an option of building a 2-4 unit building to live in. By building a 4-plex, the owner would live in one unit, and rent out the other 3. Rolling some equity or retirement savings into a 4-plex could offset the mortgage bill by renting to veterans with a fixed income. No worries of a loss of income, and they will likely be long-term occupants. Veterans taking care of each other in a community.
Example: a 4-plex costing $600,000 ($150K per unit) would need 5% down payment ($30,000 down), which could come from your 401K. Loaning yourself the down payment is allowed, and the electric and heat savings can pay back the loan to yourself! FHA financing does not require a history of renting property.
A unifying project like building a community center helps create neighborhood cohesion.
The idea is to get people in a new neighborhood working together as a group, veterans meeting each others' needs.
Serving each other makes unity possible.
If this is something you would like more information about, send us an e-mail. We will update you on our progress.